Trusted by thousands of enterprises and SMEs.
Besides offering you the best rates, we ensure complete transparency in our pricing so you always know what you’re paying for.
Customised pricing for any business size.
Terms and conditions apply. Instant approval is applicable to FPX and e-wallet payment options only.
Fair rates for everyone.
The transaction rate is what’s payable to senangPay and the payment providers as part of the payment processing service. We work hard for you to get the most out of your investment in us.
FPX online banking
The essential payment method for all B2B and B2C requirements.
Transaction rate:
RM1 or 1.5%, whichever is higher.
Credit and debit cards
Expand your customer base with popular card payment solutions.
Transaction rate:
Local cards: RM0.65 or 2.5%*, whichever is higher.
Foreign cards: Based on packages.
*Customised lower transaction rates are available for Enterprise package subscribers.
E-wallets
Collect online payments with today’s trendiest digital wallets.
Transaction rate:
RM0.65 or 1.5%, whichever is higher.
Buy now, pay later (BNPL)
Provide your customers with greater payment flexibility.
Transaction rate:
SPayLater (12x payments): 2.0%
PayLater by Grab (4x, 8x*, 12x* payments): 6.0%
PayLater by Grab (postpaid): 6.0%
Atome (3x payments): 5.5%
*For PayLater by Grab, processing fees apply to the 8x and 12x payment options.
Our payment features.
Available for all packages.
24/7 customer support
Our dedicated team is ready to assist with any matters, providing you with continuous, reliable service.
Online banking
Hasten online transactions with secure online banking, supported by most major banks in Malaysia.
Digital payments
Accept popular e-wallet and BNPL payment options with more to come.
*Certain BNPL payments might not available for the Starter package.
Payment form
Accept online payments from your customers anywhere, anytime even without a website.
Dashboard
Track payments, manage order details, generate reports, and record settlements from a single platform.
Shopping cart plugins
Get your web store instantly payment-ready with our web plugins or e-commerce platforms.
E-invoice and quotation
Easily manage quotations and receive payments online with our customisable invoice.
API integration
Enhance your checkout process with senangPay's advanced payment integration solutions.
Available for our Advance and Enterprise package subscribers.
Dedicated account manager
Available for our Enterprise package subscribers only, a dedicated account manager will be assigned to you for premium support services.
Lower transaction rate
Available for our Enterprise package subscribers only, enjoy special lower transaction rates with your package.
Payout API
Automate the process of receiving or sending funds, reduce manual errors and free up time for other priorities.
Recurring payment
Automatically schedule regular payments for high-ticket items and subscriptions.
Tokenisation
Encrypt sensitive card information by replacing it with unique tokens to enhance security.
Mass or split payments
Allows you to send funds to multiple recipients simultaneously, streamlining large-scale transactions.
Faster settlement
Expedite settlements and get your payouts sooner to bolster your bottom line.
Foreign card payments
Widen your reach by enabling foreign card payments with Mastercard, Visa and JCB.
*Certain features might only be available as add-ons for specific packages. Our customer support will assist you with further information upon checkout.
| Starter | Advance | Advance+ | senang Terminal | Special | |
|---|---|---|---|---|---|
| Payment Options | |||||
| e-Wallet Payment |  |
|
|
|
|
| FPX interbank transfer |  |
|
|
|
|
| Credit/Debit Card Payment | |
|
|
|
|
| Card Terminal | |
|
|
|
|
| Recurring Payment | |
|
|
|
|
| Split Settlement | |
|
|
|
|
| Lower Transaction Rate | |
|
|
|
|
| Payment Form Features | |||||
| Universal Payment Form | |
|
|
|
|
| Unique Payment Form | |
|
|
|
|
| Product Collection Form | |
|
|
|
|
| Unlimited Product | |
|
|
|
|
| Delivery Setting | |
|
|
|
|
| Advance Delivery Setting | |
|
|
|
|
| Additional Custom Field | |
|
|
|
|
| Discount / Promo Code | |
|
|
|
|
| Language Setting | |
|
|
|
|
| Easy URL | |
|
|
|
|
| Order Update | |
|
|
|
|
| Integration & API | |||||
| Shopping Cart Integration | |
|
|
|
|
| Web API Integration (without Tokenization) | |
|
|
|
|
| Mobile API Integration (without Tokenization) | |
|
|
|
|
| Web API integration (with Tokenization) | |
|
|
|
|
| Mobile API integration (with Tokenization) | |
|
|
|
|
FAQs
Answering some of your burning questions.
For holistic solutions to meet any of your business needs, we recommend requesting for a customised Enterprise package to enable the best features for your organisation. Please request a consultation with our specialists for a quotation.
Yes, senangPay offers non-web-based payment solutions. We recommend our Starter package for the greatest value. With our payment forms offered in this package, you can easily create quotations and invoices to send to your customers for them to pay via the embedded payment link.
Unfortunately, senangPay does not issue refunds for subscriptions to any of senangPay’s packages at this time.
All fees, charges and monies paid herein shall be fully earned by senangPay and are non-refundable for any reason whatsoever. In the event that your application is rejected by the bank or payment providers for cards or buy-now-pay-later payment options, senangPay reserves the right to decide on a partial refund. For further information, please visit our senangGuide.
Yes! You can test the functionality of the senangPay platform with a sandbox account. You can create your free demo account here.
Of course! You may upgrade your package at any time or add on features to accommodate your growing business. You may contact us at [email protected] and our support team will assist you with the process.
Transaction rates displayed here may be changed at any time, subject to senangPay or our partners’ discretion. Rest assured, we will promptly inform our merchants of any changes as soon as possible to ease the transition.
