We want to make sure you always know what you're paying for

Apart from providing you with the best rate, we uphold transparency in our fees and charges so you know what you’re paying for.

Transaction rate

The transaction rate is the rate automatically deducted by and payable to senangPay and the payment providers as part of the payment processing service. Transaction rates vary by type of payment and packages as of below. A minimum charge of RM0.65 or as stated below (whichever is higher) is applicable to all Credit Card, Debit Card, and e-Wallet Payments. A minimum charge of RM1.00  or as stated below (whichever is higher) is applicable to all FPX Payments. To learn more details regarding our transaction charges, head to senangGuide.

For enterprises who wish to offer foreign credit and debit card payments, please request for our rates by contacting us for a customised quotation via [email protected] or calling our hotline at 03-2771 2707.

Online transaction

Card terminal transaction

*The prices for package subscriptions and transaction rates are subject to change at senangPay or the payment providers' discretion without prior notice. For further inquiries, please contact our support team at [email protected].

GrabPay & PayLater by Grab payment option is subject to merchant's application and provider's approval. Merchants are required to submit for application to enable GrabPay payment option by emailing our support at [email protected]

BNPL payment option is subject to provider's approval. To view list of prohibited business for BNPL, visit our guide. Current merchant are required to submit for application to enable BNPL payment option by emailing our support at [email protected]

senangPay Packages

For merchants with SSM registration

Payment solutions and packages tailored for online businesses:


Perfect for startups seeking for a hassle-free payment setup. Our Starter payment solution caters businesses of all type and scales, providing an instant availability to get you up and running in no time.


Ideal for those with online stores and a strong social media presence. Our Advance payment solution enhances the checkout experience, ensuring a seamless shopping journey for your customers.​


Smoother checkout experience and higher transaction volumes, our Special payment solution provides you with the lowest transaction rates to increase your savings and earnings, without cutting corners.

Payment solutions and packages tailored for retail businesses:


Crafted for brick-and-mortar businesses, our payment terminal solution enhances the checkout experience for your customers. Accepting sought-after payment methods such as cards, e-wallets and BNPL, we ensure a seamless shopping journey for your customers in your physical store.

Advance Plus

Our Advance Plus payment solutions designed for retailers running on both offline and online store, enabling you to accept payment with in-store card terminal and online payment gateway.

  Starter Advance Advance+ senang Terminal Special
Payment Options
e-Wallet Payment
FPX interbank transfer
Credit/Debit Card Payment
Card Terminal
Recurring Payment
Split Settlement
Lower Transaction Rate
Payment Form Features
Universal Payment Form
Unique Payment Form
Product Collection Form
Unlimited Product
Delivery Setting
Advance Delivery Setting
Additional Custom Field
Discount / Promo Code
Language Setting
Easy URL
Order Update
Integration & API
Shopping Cart Integration
Web API Integration (without Tokenization)
Mobile API Integration (without Tokenization)
Web API integration (with Tokenization)
Mobile API integration (with Tokenization)


Most frequent questions and answers

Yes, senangPay offers non-web-based payment solutions. Through our payment forms, you can seamlessly create quotations and invoices and send them to your customers to make payments via the embedded payment link. 

Unfortunately, the refund policy is not practiced or implemented for any subscriptions to senangPay packages.

All fees paid herein shall be fully earned by senangPay and are non-refundable for any reason whatsoever. In the event that your application is rejected by the bank or payment providers for cards and Buy Now Pay Later payment options, senangPay reserves the right to decide on the refund of the partial amount. For further information, please visit our senangGuide.​

Yes, you can explore the senangPay platform with a free sandbox account. Simply click on this link to open your free demo account in our sandbox: senangPay sandbox
  • Yes, you may upgrade your package at any time or add the add-on features to accommodate the growth of your business needs. (options for CTA sentence, whichever is appropriate: (I) A dedicated account manager will be assigned to you later to assist you with this matter. | (II) You may contact us at [email protected] if you are looking to upgrade your current package.)