Instalment Payment Plan (IPP)

A single integration for multiple banks to offer instalments up to 24 months for ultimate freedom.

Offering instalments has never been easier.

With an easy setup, one-time activation and flexible tenure options, your customers won’t have to worry about paying a lump sum once you offer this instalment payment option to them.

Easy integration

Offer seamless integration with multiple major banks in Malaysia, ensuring smooth and fast implementation. With just one quick setup, you can connect to a wide payment network.

One-time activation

Our activation process uses only a single Merchant ID (MID) for all instalment payment options. This one-time setup streamlines the onboarding experience without the need for multiple MIDs.

Flexible tenure options

Offer your customers flexible payment options to enhance their purchasing power without budget concerns, all with fair and transparent transaction rates for you and your customers. 

Why offer IPP?

Boost sales

Allowing customers to split payments for larger purchases means they would buy more at once, increasing your bottom line.

Lower cart abandoments

Worry less about abandoned carts as smaller instalment payments mean higher purchasing power!

Better customer experience

Giving your customers the flexibility to pay with 0% interest on their purchase empowers them with the freedom to make payments on their own terms.

One-time activation for peace of mind.

Integrate with multiple banks with just one Merchant ID (MID). Enjoy a hassle-free experience and offer a selection of banks to suit your customers’ needs.

Split payments over up to 24 months.

Offer the option to split large payments to 3, 6, 12, or 24 months to your customers so they won’t abandon their carts anymore.

Supported by several major banks for greater choice.

Our IPP is integrated with banks including AmBank, OCBC Bank, Standard Chartered Bank, and UOB, with more to come. Rest easy knowing your customers are getting the greatest payment flexibility.

Our partner banks:

Already made a decision?

You can choose to sign up with our Advance or custom Enterprise package now and activate IPP later. 

Or register your interest.

Get notified as soon as our IPP is launched in December 2024 to be one of the first senangPay merchants to offer this feature to your customers.